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DATE: July 28, 2010

 

Term

Rate,%

Fee,%

Points,%

APR,%

3O YEAR - 95% 

4.500

0.000

 0.000

4.541

$75,000 AND ABOVE

4.250

1.000

 0.000

4.381

UNDER $75,000 > $50,000 4.375 1.000 0.000 4.506

UNDER   $50,000

4.375

 1.000

 0.000

4.551

 

 

 

 

 

15 YEAR - 95%
4.000 0.000 0.000 4.338

$75,000 AND ABOVE

3.750

 1.000

 0.000

3.989

UNDER $75,000 > $50,000

3.875

 1.000

 0.000

4.121

UNDER   $50,000

     3.875

1.000

 0.000

4.236

 

 

 

 

 

ADJUSTABLE RATE 

1 YEAR

5/1 ARM

 

 

 

 

 

JUMBO RATES:  LOANS GREATER THAN $417,000.00 

30 YEAR - 90%

5.250

 1.000

 0.000

5.710

15 YEAR - 90%

            5/1 ARM

 

 

FHA FIXED RATES: 

30 YEAR

4.250

1.000 0.000

4.904

15 YEAR

4.250

1.000

0.000

4.894

1 YEAR ARM

 

VA FIXED RATES:

30 YEAR

4.375

1.000

0.000

5.044

 

 

 

 

 

 

 

 

 

 

 

KENTUCKY HOUSING CORPORATION

FHA

4.250

1.000

1.000

5.055

VA 4.250 1.000 1.000 4.786
 

 

     
                                              

  

                                              

Annual Percentage Rate
The APR calculation for conventional loans is based on an 80% Loan to Value, 1% Loan Origination Fee, and approximately $300.00 in underwriting and flood certification fees. For FHA & VA loans, the APR is based on the maximum allowable loan to value, 1% loan origination fee and approximately $16.00 in flood certification fees. The estimated closing date is the first day of the month. Unless specified otherwise the loan amount is

$100,000.00.

 
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All rates are subject to change at any time