|
DATE: February 2 , 2010
Term |
Rate,% |
Fee,% |
Points,% |
APR,% |
3O YEAR - 95% |
5.125 |
0.000 |
0.000 |
5.413 |
$75,000 AND ABOVE |
4.875 |
1.000 |
0.000 |
5.075 |
| UNDER $75,000 > $50,000 |
4.875 |
1.000 |
0.000 |
5.075 |
UNDER $50,000 |
5.000 |
1.000 |
0.000 |
5.410 |
|
|
|
|
|
15 YEAR - 95% |
4.375 |
0.000 |
0.000 |
4.713 |
$75,000 AND ABOVE |
4.250 |
1.000 |
0.000 |
4.489 |
UNDER $75,000 > $50,000 |
4.250 |
1.000 |
0.000 |
4.496 |
UNDER $50,000 |
4.250 |
1.000 |
0.000 |
4.497 |
|
|
|
|
|
|
ADJUSTABLE RATE |
|
1 YEAR |
|
|
|
|
|
5/1 ARM |
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|
JUMBO RATES: LOANS GREATER THAN $417,000.00 |
30 YEAR - 90% |
5.500 |
1.000 |
0.000 |
5.965 |
|
15 YEAR - 90% |
|
|
|
|
|
5/1 ARM |
|
|
|
|
| |
|
FHA FIXED RATES: |
| 30 YEAR |
4.750
|
1.000 |
0.000 |
5.101 |
15 YEAR |
4.250 |
1.000 |
0.000 |
4.825 |
|
1 YEAR ARM |
|
|
|
|
|
|
|
|
|
|
|
VA FIXED RATES: |
30 YEAR |
4.875 |
1.000 |
0.000 |
5.544
|
|
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|
KENTUCKY HOUSING CORPORATION |
FHA |
4.375 |
1.000 |
1.000 |
5.097 |
| VA |
4.375 |
1.000 |
1.000 |
5.036 |
| |
|
|
|
|
Annual Percentage Rate
The APR calculation for conventional loans is based on an 80% Loan to Value, 1% Loan Origination Fee, and approximately $300.00 in underwriting and flood certification fees. For FHA & VA loans, the APR is based on the maximum allowable loan to value, 1% loan origination fee and approximately $16.00 in flood certification fees. The estimated closing date is the first day of the month. Unless specified otherwise the loan amount is
$100,000.00. |
